Terms of Use| Privacy Policy

Please read:


No Refund Policy, Terms, and Conditions

No Refund Policy:

Our refund policy is as follows: All items and programs purchased are 100%
non-refundable, and returns will not be accepted. Empower Life Changes, Phoenix
Visionary Vault™, is offering non-tangible, irrevocable goods; we do not issue
refunds or returns. As a customer, you are responsible for understanding this
upon purchasing any item on this site or from Empower Life Changes, Phoenix
Visionary Vault™.

Please carefully read the following terms of use relating to your use of
this site and all the sites listed below under our brand. By using these sites,
you agree to these terms of use. We reserve the right to modify these terms at
any time, so please check this page periodically for changes. By using these
sites after we post any changes to these terms, you agree to accept those changes,
whether or not you have reviewed them or been notified about them. If at any
time you choose not to accept these terms of use, please do not use this site
or any of our sites.

Owners and Collectors of Information: These terms of use apply to your use
of all of the Sites and services owned, hosted, or operated by Empower Life
Changes, Phoenix Visionary Vault™ Company (collectively "we,"
"us," or "our"), including, but not limited to

www.phoenixvault.vip

and any other site that we have owned or operated, do own, and operate or
may own or operate in the future, including social media sites (collectively,
the "Sites"). Unless we say otherwise, all references to the “Sites”
in these terms of use include all such Sites. These terms of use do not apply
to your use of unaffiliated Sites to which any of the Sites may link or direct
you If you have any questions about these terms of use, you may contact us at:

Empower Life Changes, Phoenix Visionary Vault™ Email:

[email protected]

Restrictions: The contents of our Sites are protected by copyright and
trademark laws and are the property of their owners. Empower Life Changes, Phoenix
Visionary Vault™, copyright all information on the Sites. Unless otherwise
noted, you may access and use the information and materials on the member sites
you have paid in full for your personal use only. You may not change, modify,
delete, display, transmit, adapt, exploit, or copy for distribution or sale any
information, material, trademark, or copyright on the Sites. You must obtain
written permission from us or any other entity that owns intellectual property
on the Sites before you may publish, distribute, display, or commercially
exploit any material from the Sites. By using the Sites, you agree to abide by
all copyright notices or other posted restrictions.

Links: These terms of use apply only to our Sites and not to the Sites of
any other companies or organizations, including those we link to. We do not
maintain, create, endorse, or take any responsibility for the contents,
advertising, products, or other materials made available through any other
site, including those we link to. Under no circumstances will we be held
responsible or liable, directly or indirectly, for any loss or damage caused or
alleged to have been caused to you in connection with your use of any content,
goods, or services available on any other site. Other Sites may link to our
Sites by permission only. To seek our permission, please contact us using the
information above. We reserve the right to rescind any permission granted to
you or any organization in which we approve linking to our Sites and to require
termination of any such link to any of the Sites at our discretion at any time.

Events, Information, and Content: The events, information, courses, and
content on the list are subject to change without notification.

Submissions: We welcome your comments about any of the Sites. However, we
will not review or consider any unsolicited creative submissions or suggestions
for topics within our newsletters, blogs, podcasts, or products. We hope you
will understand that this policy is intended to avoid the possibility of future
misunderstandings in the event that ideas developed by our staff might seem to
be similar to the ideas submitted to us. Accordingly, we must ask that you do
not send us any original creative ideas, suggestions, or materials. If, despite
our request, you send us any idea, suggestion, or material
("Submission"), it shall become our property. We will not be subject
to any obligation of confidence for any Submission and will not be liable for
any use or disclosure of any Submission. In the case that you submit something
to us and it is unsolicited, we will exclusively own all rights to the
Submission worldwide, and we will be entitled to the unrestricted use of the
Submission for any purpose without compensation or notification to the provider
of the Submission. Given this fact, we ask that you refrain from submitting
creative projects to us, particularly those that are confidential or personal
to you. We love that you are inspired, but keep that inspiration as yours.

The (Guarantee/Outcome/Results/etc.) of the Phoenix Visionary Vault™ is
based on you being highly Coachable, completing action steps in the Phoenix
Visionary Vault™ Checklists to Success, and having Paid-in-Full for Your
Coaching program. Empower Life changes, Phoenix Visionary Vault™ will continue
to work with clients that have met the above conditions for a maximum of 15
months.

Forums: A "forum" means any message board, chat room, social media
posts, social media comments, user review forum, or other interactive service
appearing on any of the Sites and includes both public boards and private
folders. You must register in accordance with the instructions that you will
find on the Sites in order to contribute to any forum. You may not post on any
forum or send to any other forum user or our staff any material that is
abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades
a person’s privacy, violates any intellectual or other property rights, or that
would otherwise violate any law. You may not use any forum in a commercial
manner. You may not post material that solicits funds or that advertises or
solicits goods or services. You may not post material known to be false. You
may not post messages that contain stock touts. You may not post or transmit
any information, software, or other material that contains a virus or other
harmful component. We are not responsible for material appearing in any forum
on the Sites except for material signed by one of our identified
representatives. We are not responsible for screening material posted by users
for libel, obscenity, invasion of privacy, copyright or trademark infringement,
accuracy, or for any other reason. We retain, however, the right to modify or
remove messages or other material that we, in our sole discretion, consider
infringing, offensive, abusive, defamatory, obscene, stale, or otherwise
unacceptable. We also reserve the right to edit materials for any other reason.
Whether or not we modify or remove such material, users remain solely
responsible for the content of their messages or postings. By posting on the
Sites, you grant (or warrant that the owner of such rights has expressly
granted) us and/or relevant affiliated companies the worldwide, perpetual,
non-exclusive right to use your questions, comments, and postings in their
original or edited form, in television programs, books, articles, commentaries,
or in any other medium now known or later developed. You also warrant that you
own or otherwise control all of the rights to the content you have posted and
that the public posting and use of such content by us will not infringe the
rights of any third party. Additionally, you warrant that any "moral
rights" in posted materials have been waived. You are not entitled to any
compensation for any materials you may post on the Sites.

Registration: We may, at our discretion, suspend or terminate the
registration of any forum user or general user who violates any of these terms
of use, any of the forum member guidelines, or for any other behavior that we,
in our discretion, believe is inappropriate.

Disclaimers: The information, services, products, claims, seminar topics,
and materials on our Sites are provided "as is" and without
warranties of any kind, either expressed or implied. We disclaim all
warranties, expressed or implied, including but not limited to implied
effectiveness of the ideas or success strategies listed on this site as well as
those that are provided in our products or to our participants at our events.
The only exception is the guarantees of satisfaction and graduation, which are
clearly labeled guarantees within our Sites. Neither we nor any of our
respective licensors or suppliers warrant that any functions contained in the
Sites will be uninterrupted or error-free, that defects will be corrected, or
that the Sites or the server that makes them available are free of viruses or
other harmful components. Neither we nor any of our respective licensors or
suppliers warrant or make any representations regarding the use or the results
of the use of the services, products, information, or materials on this site in
terms of their correctness, accuracy, reliability, or otherwise. You (and not
we or any of our respective licensors or suppliers) assume the entire cost of
all necessary servicing, repair, or correction to your system. Applicable law
may not allow the exclusion of implied warranties, so the above exclusion may
not apply to you. We do not endorse, warrant, or guarantee any products or
services offered on the Sites or those we link to. We are not a party to and do
not monitor any transaction between users and third-party providers of products
or services.

Refund and Cancelation Policy:

Our refund policy is as follows: All items and programs purchased are 100%
non-refundable non-cancellable, and returns will not be accepted. Empower Life
Changes, Phoenix Visionary Vault™, offers non-tangible irrevocable goods. We do
not issue refunds or returns. As a customer, you are responsible for
understanding this upon purchasing any item on this site or from Empower Life
Changes, Phoenix Visionary Vault™.

Payments:

You are
responsible for paying the full amount of the price you originally agreed to
pay for any program you purchase, regardless of if you leave the program, do
not complete it in the timeframe provided, or don't use the container at all.
If you are not able to pay in full for a program and require a payment plan you
are still responsible for the total purchase price of the program originally
agreed to. If payments are late, we reserve the right to remove you from all
programs, where applicable, until payments are again current. Empower Life
Changes; Phoenix Visionary Vault™ provides many live programs. It is not
guaranteed that each program will be live. Empower Life Changes retains the
right to provide pre-recorded programs as needed. Empower Life Changes, Phoenix
Visionary Vault™ retains the right to adjust the scheduled programs and dates
without notice. If you are purchasing the Mastermind (12 months coaching
service) or One-On-One Private coaching (1 to 12 months coaching service), you
are responsible for the entire amount originally agreed to. You are responsible
for paying the remaining balance of $9979 USD on any early withdrawal from the
coaching program. There are no refunds or early terminations for these
services. Nothing herein shall limit Empower Life Changes, Phoenix Visionary
Vault™ from seeking payment for any chargeback or credit card disputes made by
you at any time. By accepting the terms of this agreement, you agree never to
dispute any charges already paid, no matter the payment vehicle. (Example:
Paypal, Stripe, Square, bank transfer, etc.) Limitation of Liability: Under no
circumstances, including but not limited to negligence, will we or any of our
licensors or suppliers be liable for any special or consequential damages that
result from the use of, or the inability to use, the materials or information
on the Sites, or any products or services provided pursuant to the Sites, even
if advised of the possibility of such damages. Applicable law may not allow the
limitation or exclusion of liability or incidental or consequential damages
(including but not limited to lost data), so the above limitation or exclusion
may not apply to you. In no event shall the total liability to you by us or any
of our licensors or suppliers for all damages, losses, and causes of action
(whether in contract, tort, or otherwise) exceed the amount paid by you to us,
if any, for accessing the Sites. Under no circumstances will we be held
responsible or liable, directly or indirectly, for any loss or damage that is
caused or alleged to have been caused to you in connection with your use of any
advice, goods or services you receive from a guest speaker on our Sites or at
one of our events. We are also not responsible or liable for any loss or damage
caused or alleged to have been caused to our guests in connection with the
display of their photo, name, or biography posted on our Sites or in our
marketing materials. The coaching provided is valued at over $150,000 USD. The
regular rate for the Coaching is $27,979 USD, and any Limited Time Specials are
applied to the regular rate of $27,979 USD.

Any product or service is non-cancellable and non-refundable. Failure to
follow the program and/or the payment(s) on any Limited Time Specials will
result in requiring payment on the remaining balance of $9979 USD.

No Professional Advice: The information contained in or made available
through the Sites (including but not limited to information contained on
message boards, in text files, or chats) cannot replace or substitute for the
services of trained professionals in any field, including, but not limited to,
financial, medical, psychological, or legal matters. In particular, you should
regularly consult a doctor in all matters relating to physical or mental
health, particularly concerning any symptoms that may require diagnosis or
medical attention. We and our licensors or suppliers make no representations or
warranties concerning any treatment, action, or application of medication or
preparation by any person following the information offered or provided within
or through the Sites. Neither we nor our partners nor any of their affiliates
will be liable for any direct, indirect, consequential, special, exemplary, or
other damages that may result, including but not limited to economic loss,
injury, illness, or death. You alone are responsible and accountable for your
decisions, actions, and results in life, and by your use of the Sites, you
agree not to attempt to hold us liable for any such decisions, actions, or
results at any time, under any circumstance.

Earnings Disclaimer: Nothing is "get rich" about what we talk
about, teach, promote, or put in our programs. One must work hard, add value,
build an honest and professional career, and serve others with excellence and
honor. Our programs are intended to help you obtain a better business, life,
and career while growing your brand. Our programs take a lot of work and
discipline, similar to other professional continuing education programs. As
stipulated by law, we cannot and do not make any guarantees about your ability
to get results or earn any money with our ideas, information, tools, or
strategies. Your results in your life are your own and do not relate to us. We
just want to help by giving great content, direction, and strategies. We do not
guarantee your satisfaction as everyone has a different opinion on satisfaction
and results achievement. You should know that all products and services by our
company are for educational and informational purposes only. Nothing on this
page, any of our websites, or any of our content or curriculum is a promise or
guarantee of results or future earnings, and we do not offer any legal,
medical, tax, or other professional advice. Any financial numbers referenced
here or on any of our sites are illustrative of concepts only and should not be
considered average earnings, exact earnings, or promises for actual or future
performance. Empower Life Changes, Phoenix Visionary Vault™ does not guarantee
any income claims. Making decisions based on any information presented in our
products, events, services, or website should be done only with the knowledge
that you could experience risk or losses, just like any entrepreneurial endeavor.
Use caution and always consult your accountant, lawyer, or professional advisor
before acting on this or any information related to a lifestyle change or your
business or finances. You alone are responsible and accountable for your
decisions, actions, and results in life, and by your registration here, you
agree not to attempt to hold us liable for your decisions, actions, or results
at any time, under any circumstance. Please don’t enroll in our programs if you
believe in making "money without hard effort" and "getting rich
myths or ideologies." We only want clients and customers who are serious
people dedicated to real professional development and who want to add value by
making a difference in the world.

Parental Permission: The Sites are not directed to children under the age of
13, and we will not knowingly collect personally identifiable information from
children under 13. We strongly recommend that parents participate in their
children’s exploration of the internet and any online services and use their
browser’s parental controls to limit the areas of the internet to which their
children have access. We may, at our discretion, require users under 18 to
obtain the consent of a parent or guardian to view certain content, and we may
limit access to certain content to users above a specified age. You agree to
abide by any such restrictions and not to help anyone avoid these restrictions.

Explicit Language & Mature Content: Our Sites occasionally discuss
mature topics and language relating to personal and professional growth that
may use explicit language. Users who are uncomfortable with such topics or
language should not use our Sites.

Confidentiality and Non-Compete: Users of our Sites hereby understand that
the tools, processes, strategies, materials, and information presented on our
Sites are copyrighted and proprietary, so users agree not to record, duplicate,
distribute, teach, or train from our information in any manner whatsoever
without our express written permission. Any unauthorized use or distribution of
our Site's proprietary concepts, materials, and intellectual property by you or
your representatives is prohibited, and Promoter will pursue legal action and
full damages if these terms are violated in order to protect its rights.

Empower Life Changes, Phoenix Visionary Vault™ is committed to protecting
your privacy and ensuring you have a positive experience on our website and
using our products and services (collectively, "Products"). This
policy covers

www.phoenixvault.vip

mobile applications and desktop clients, and is applicable worldwide. This
policy outlines our handling practices and how we collect and use the Personal
Data you provide during your online and offline interactions with us. As used
in this Privacy Policy, "Personal Data" means any information that
can be used to individually identify a person and may include, but is not
limited to, name, email address, postal or other physical address, credit or
debit card number, title, and other personally identifiable information.

If you reside in the European Union ("EU"), United Kingdom,
Lichtenstein, Norway, Iceland, or Switzerland, you may have additional rights
with respect to your Personal Data, as further outlined below. These rights may
include rights under the EU’s General Data Protection Regulation
("GDPR") if you are a resident of the EU, United Kingdom,
Lichtenstein, Norway or Iceland.

Empower Life Changes, Phoenix Visionary Vault™ will be the controller of
your Personal Data that is provided, collected, and/or processed pursuant to
this Privacy Policy, except where otherwise expressly stated below. If you have
any questions about whether any of the foregoing applies to you, please contact
us using the information set forth in the "Contact Us" section below.
This policy may be updated from time to time for reasons such as operational
practices or regulatory changes, so we recommend that you review our Privacy
Policy when returning to our website.

Collection of your Personal Data:

We collect the following categories of personal data about you when you use
or otherwise interact with our products: Name, title, email address, and
home/work/mobile telephone number. Postal or other physical address,
Credit/debit card information, IP addresses, and other information are
collected passively, as further detailed in the "Passive Collection"
section below. Device identifiers are further described in the "Mobile
Application" section below.

We collect and/or process your Personal Data in connection with the below
activities related to our Products: Account registration: Use of specific
Product features Generating reports based on information collected from the use
of our Products Requesting service and support for our Products and providing
such support Placing transactions or orders Registering to attend a seminar or
webinar Participating in an online survey Billing and collecting payments for
our Products Participating in discussion groups or forums Registering for
newsletter subscriptions Customizing the advertising and content you see
Processing of your Personal Data We will use your Personal Data only in
accordance with our Privacy Policy. If you do not wish us to continue using
your Personal Data in this manner, you can request that your account be
deactivated by contacting us as specified in the "Contact Us"
section. We will only process your Personal Data if we have a lawful basis for
doing so.

Lawful bases for processing include consent, contractual necessity (i.e.,
processing that is necessary for the performance of a contract with you, such
as your terms of agreement with us that allows us to provide you with the
Products), and our "legitimate interests" or the legitimate interest
of others (e.g., our users) such as Personalizing, improving or operating our
Products and business Better understanding your needs and interests Fulfilling
requests you make related to the Products Providing you with information and
offers from us or third parties Complying with our legal obligations, resolving
disputes with users, enforcing our agreements Protecting, investigating and
deterring against fraudulent, harmful, unauthorized or illegal activity.

We process Personal Data for purposes such as: To process your orders and
delivering the Products that you have ordered To provide reports based on
information collected from the use of our Products To keep you up to date on
the latest Product announcements, updates, upgrades, system enhancements,
special offers, and other information To provide support and assistance for our
Products To provide the ability to create personal profile areas and view
protected content To provide the ability to contact you and provide you with
shipping and billing information To provide customer feedback and support To
provide and administer contests or other marketing or promotional activities.
To the extent you choose to participate, conduct questionnaires and surveys in
order to provide better products and services to our customers and end users.
To personalize marketing communications and website content based on your
preferences, such as in response to your request for specific information on
products and services that may be of interest. To contact individuals that you
refer to us and identify you as the source of the referral, in accordance with
the "Referral" section below. To meet contract or legal obligations
Referrals If you choose to refer a friend to our products, you represent that
you have their consent to provide us with your friend’s name and email address.
We will automatically send your friend a one-time email inviting him or her to
visit the website. Unless we are authorized by your friend, we will only use
your friend’s name and email address for the purposes of sending this one-time
email.

Choice: You can choose whether to provide Personal Data to Empower Life
Changes, Enroll 10x, but note that you may be unable to access specific
options, offers, and services if they require Personal Data that you have not
provided. You can sign up, and therefore consent, to receive email or
newsletter communications from us. If you would like to discontinue receiving
these communications, you can update your preferences by using the
"unsubscribe" link found in such emails or by contacting us using the
information in the "Contact Us" section of this policy.

Data Subject Rights: You have certain rights with respect to your Personal
Data as set forth below. Please note that in some circumstances, we may not be
able to comply with your requests fully, or we may ask you to provide us with
additional information in connection with your request, which may be Personal
Data, for example, if we need to verify your identity or the nature of your
request. In such situations, however, we will still respond and let you know of
our decision. To make any of the following requests, contact us using the
contact details referred to in the "Contact Us" section of this
policy.

Access: You can request more information about the Personal Data we hold
about you. You can also request a copy of the Personal Data.

Rectification: If you believe that any Personal Data we are holding about
you is incorrect or incomplete, you can request that we correct or supplement
such data. You can also correct some of this information directly by logging
into your membership account. Please contact us immediately upon noticing any
such inaccuracy or incompleteness.

Objection: You can contact us to let us know that you object to the
collection or use of your Personal Data for certain purposes. Erasure: You can
request that we erase some or all of your Personal Data from our systems.
Restriction of Processing: You can ask us to restrict further processing of
your Personal Data.

Portability: You have the right to ask for a copy of your Personal Data in a
machine-readable format. You can also request that we transmit the data to
another entity where it is technically feasible. Withdrawal of Consent: If we
are processing your Personal Data based on your consent (as indicated at the
time of collection of such data), you have the right to withdraw your consent
at any time. Please note, however, that if you exercise this right, you may
have to provide express consent on a case-by-case basis for using or disclosing
certain of your Personal Data if such use or disclosure is necessary to enable
you to utilize some or all of our Products.

Data Retention: The length of time we retain your Personal Data depends on
the type of data and the purpose for which we process it.

Passive Collection: Empower Life Changes, Phoenix Visionary Vault™
automatically collects some information about you when you use our Products,
using methods such as cookies and tracking technologies (further described
below). Information automatically collected includes Internet protocol (IP)
addresses, browser type, Internet service provider (ISP), referring/exit pages,
the files viewed on our site (e.g., HTML pages, graphics, etc.), operating
system, date/time stamp, and/or clickstream data to analyze trends in the
aggregate and administer the website and/or Products. In addition, when you use
some of our Products, network information is transmitted back to us such as
Product usage information. This information is transmitted back to us so we can
determine how users are interacting with our Products, to assist us with
improving our Products, and to correct any problems that may occur. Cookies and
Tracking Technologies: Empower Life Changes, Phoenix Visionary Vault™ and our
partners use cookies or similar technologies to analyze trends, administer the
website, track users’ movements around the website, and gather information
about our user base. Users can control the use of cookies at the individual
browser level. Please review our cookie policy for more information regarding
cookies or similar technologies.

WEBSITE ACCESSIBILITY STATEMENT

Empower Life Changes, Phoenix Visionary Vault™ (“company,” “I,” “we,” or
“us”) is committed to providing all users, including those with disabilities,
with full and equal access to our website. We are committed to ensuring
international compliance with web accessibility laws and policies, including,
but not limited to, the Americans with Disabilities Act ("ADA"), and
to improving everyone's user experience on our website (“Website”) by
implementing the Web Content Accessibility Guidelines ("WCAG"),
accessibility standards developed in collaboration with individuals and
organizations worldwide through the World Wide Web Consortium ("W3C")
process, with the goal of providing a single shared standard for web content
accessibility that meets the needs of individuals, organizations, and governments
worldwide. We have made a genuine effort and commitment to follow best
practices for ADA compliance, including auditing and testing our website for
accessibility. Please be aware that our efforts to meet current WCAG guidelines
are ongoing as we incorporate the necessary accessibility widgets and
improvements to make our website as accessible and user-friendly as possible.
This website is designed to be compatible with assistive technologies as well
as the most recent two major browser versions. Some aspects of the website may
not display optimally in Internet Explorer 10, 11, or older browsers. The
website is not intended for use with Internet Explorer 9 or earlier versions.
Accessibility Plugin / Widget This website includes a third-party plugin, also
known as a Widget called Chat Widget. Using this Widget can improve website
accessibility for some users, particularly those with specific disabilities.
This widget can be found on all pages of our website and strives to adhere to
the most recent WCAG guidelines. By clicking the accessibility menu icon that
appears after clicking on the Widget described above, you can enable the
accessibility menu. Please wait a moment after triggering the accessibility
menu for the entire accessibility menu to load. Disclaimer: We have no control
over the use of the Widget above or any other third-party add-ons or
"plugins" on our website. These may or may not work for every user
and/or every type of disability. We have no control over the structure of these
plugins and are unable to modify them at all or to the extent necessary to
accommodate every user of our website, and we are not responsible for those
elements over which we have no control. You use these third-party widgets or
plugins entirely at your own risk.

We have made reasonable efforts to make our website accessible in accordance
with standard business practices; however, if you believe that some content,
features, or processes could be improved, we welcome your feedback. If you have
any questions or concerns, please contact us at:

[email protected]

****Disclaimer Regarding the
Testimonials: These results are Based on Each Individual's Background,
Education, & Effort , Being Coachable, Having Grit, Fortitude, Acumen,
Following our Coaching Steps, Showing up For Each & Every Coaching Appointment,
& Showing Up on Time for Your Coaching Appointments, having Paid-in-Full
for their Coaching Program, etc. There are no income claims. Results may vary.
For Educational Purposes ONLY.

 

Location: Wilmington, DE